What I Charge

I have taken specific steps to ensure a few very important things when it came to the construction of my practice: I serve as a fiduciary to my clients which means I have both an ethical and a legal obligation to put clients’ interests before my own in all the recommendations I make.

Since we are an independent, retirement-specific firm that specializes in helping our clients at the point of retirement – our compensation is fee-based, driven by a simple percentage of assets under management fee. Relative to other firms, you’ll find our fees very competitive. Our portfolios are constructed using institutional class, no-load mutual funds and exchange traded funds. We strive to keep costs as low as possible, so clients can keep more of their return (the way it should be). Some investment strategies may compensate our firm in the form of a commission. You can view our fee schedule and pricing below; if you have any additional questions just use the contact form on this site and we are happy to provide an estimate for your situation.

Assets Under Management Annual Fee Schedule

Under $500,000
$500,000 – $1,000,000
$1,000,001 – $2,000,000
$2,000,001 – $3,000,000
$3,000,001 – $4,000,000
$4,000,001 – $5,000,000
$5,000,001 +
1.50% plus separate retirement planning fee (first year only – see below)
1.50%*
1.25%
0.90%
0.80%
0.70%
0.60%
0.50%

*Plus separate retirement planning fee (first year only – see below)

Comprehensive Retirement Plan is $750 for AT&T employees, $1250 for non-AT&T – required and billed separately (first year only) for all new households under $500,000. Clients with $500,000 or more in Assets Under Management receive Comprehensive Retirement Planning Services at no additional charge.

Hourly rate is $250 per hour. For those still working, a combination of this rate and/or retirement planning fee will apply.

On occasion, these fees are negotiable depending upon the needs of the client and complexity of the situation. The final fee schedule will be detailed in the Client Agreement.